Twelve months, not one payment.
Most people who need this the most have the least sitting in the account. So we split it: about a quarter down and the rest over a year.
Down today
$1,000
Then monthly ×12
$250
Plan total
$4,000
The build is what gets financed. The monthly plan stays separate so you can cancel it without touching the payment plan.
Or pay cash
$3,750 in full — you keep the $250 the plan would have cost.
We'd rather lose the deal than be the guy who took advantage of somebody. If the number doesn't work, say so and we'll build a smaller version that does.
Does it hit my credit?
Soft check only to see what you qualify for. No hard pull unless you go forward.
What if my credit's rough?
Tell us. We've written plans around a bad year before. We'd rather build something smaller that you can pay than sell you something you can't.
Is there interest?
The plan total is 7% over the cash price and that's the whole difference. No compounding, no fees stacked on the back.
Can I pay it off early?
Any time, no penalty. You pay the remaining balance and you're done.
What if I miss a payment?
Call us before it happens. We're two guys, not a collections department.
Does financing cover management?
The build is financed. The monthly plan, if you take one, is billed separately month to month.